Since 1994 Finanstilsynet has systematically analysed and assessed potential stability problems in the Norwegian financial market against the background of developments in the Norwegian and international real economy and markets. Much of the assessment of individual institutions’ profitability, financial strength and risk needs to be carried out in light of the general state of the economy and markets.
As from 2003 Finanstilsynet has given its view of the state of the financial market in a separate report which also covers financial institutions’ earnings, financial strength and liquidity.
The report assesses potential sources of future stability problems in the Norwegian financial system.
Finanstilsynet publishes the report Risk Outlook in June and in December.
Publications
Risk Outlook - June 2022
Older publications
Risk Outlook - December 2021
- Risk Outlook December 2021 (pdf)
- Risk Outlook December 2021 summary (pdf)
- Ch. 1 - Charts and background data - Economic developments and risk areas (xlsx)
- Ch. 2 - Charts and background data - Banks (xlsx)
- Ch. 3 - Charts and background data - Insurance and pensions (xlsx)
- Ch. 4 - Charts and background data - Securities market (xlsx)
- Charts and background data - Theme chapter (xlsx)
Risk Outlook - June 2021
- Risk Outlook June 2021 (pdf)
- Risk Outlook June 2021 summary (pdf)
- Ch. 1 - Charts and background data - Economic developments and risk areas (xlsx)
- Ch. 2 - Charts and background data - Banks (xlsx)
- Ch. 3 - Charts and background data - Insurance and pensions (xlsx)
- Ch. 4 - Charts and background data - Securities market (xlsx)
- Ch. 5 - Charts and background data - Stress tests of Norwegian banks (xlsx)
Risk Outlook - December 2020
- Risk Outlook December 2020 (pdf)
- Summary Risk Outlook December 2020 (pdf)
- Ch. 1 - Charts and background data - Economic developments and risk areas (xlsx)
- Ch. 2 - Charts and background data - Banks (xlsx)
- Ch. 3 - Charts and background data - Insurance and pensions (xlsx)
- Ch. 4 - Charts and background data - Securities market (xlsx)
Risk Outlook - June 2020
- Risk Outlook June 2020 (pdf)
- Risk Outlook June 2020 summary.pdf
- Ch. 1 - Charts and background data - Economic developments and risk areas (xlsx)
- Ch. 2 - Charts and background data - Banks (xlsx)
- Ch. 3 - Charts and background data - Insurance and pensions (xlsx)
- Ch. 4 - Charts and background data - Securities market (xlsx)
- Ch. 5 - Charts and background data - Stress test of Norwegian banks (xlsx)
Risk Outlook - December 2019
- Risk Outlook December 2019 (pdf)
- Summary Risk Outlook - December 2019 (pdf)
- Ch. 1 - Charts and background data - Economic developments and risk areas (xlsx)
- Ch. 2 - Charts and background data - Banks (xlsx)
- Ch. 3 - Charts and background data - Insurance and pensions (xlsx)
- Ch. 4 - Charts and background data - Securities market (xlsx)
Risk Outlook - June 2019
- Risk Outlook - June 2019 (pdf)
- Summary Risk Outlook June 2019 (pdf)
- Report - Climate risk and financial institutions (pdf)
- Ch. 1 - Charts and background data - Real economy and financial markets (xlsx)
- Ch. 2 - Charts and background data - Risk areas (xlsx)
- Ch. 3 - Charts and background data - Banks (xlsx)
- Ch. 4 - Charts and background data - Insurance and pensions (xlsx)
- Ch. 5 - Charts and background data - Securities market (xlsx)
- Theme I - Charts and background data - Commercial property (xlsx)
- Theme II - Charts and background data - Stress test 2019 (xlsx)
- Theme III - Charts and background data - Climate risk and financial institutions (xlsx)
Risk Outlook - December 2018
- Risk Outlook December 2018 (pdf)
- Summary Risk Outlook December 2018 (pdf)
- Chpt. 1 - Charts and background data - Real economy and financial markets (xlsx)
- Chpt. 2 - Charts and background data - Risk areas (xlsx)
- Chpt. 3 - Charts and background data - Banks (xlsx)
- Chpt. 4 - Charts and background data - Insurance and pensions (xlsx)
- Chpt. 5 - Charts and background data - Securities financing and investment (xlsx)
- Theme I - Charts and background data - Survey of banks' residential mortgage lending practices (xlsx)
- Theme II - Charts and background data - Stress test of bank liquidity (xlsx)
- Theme III - Charts and background data - The retail industry (xlsx)
Risk Outlook - June 2018
- Risk Outlook June 2018 (pdf)
- Risk Outlook June 2018 Summary (pdf)
- Chpt. 1 - Charts and background data - Real economy and financial markets (xlsx)
- Chpt. 2 - Charts and background data - Risk areas (xlsx)
- Chpt. 3 - Charts and background data - Banks (xlsx)
- Chpt. 4 - Charts and background data - Insurance and pensions (xlsx)
- Theme I - Charts and background data - Stress scenario (xlsx)
- Theme II - Charts and background data - Fish farming (xlsx)
- Theme III - Charts and background data - Bank structure (xlsx)
Risk Outlook - November 2017
- Risk Outlook - November 2017 (pdf)
- Risk Outlook - November 2017 summary (pdf)
- Chpt. 1 - Charts and background data - Real economy and financial markets (xlsx)
- Chpt. 2 - Charts and background data - Risk areas (xlsx)
- Chpt. 3 - Charts and background data - Banks (xlsx)
- Chpt. 4 - Charts and background data - Insurance and pensions (xlsx)
- Theme I - Charts and background data - Survey of residential mortgage lending practices (xlsx)
- Theme II - Charts and background data - Households' financial vulnerabilities (xlsx)