Finanstilsynet's decisions on Pillar 2 requirements for individual banks
Published: 13 June 2023
Last updated: 26 September 2023
The table below shows Finanstilsynet's decisions on Pillar 2 requirements, as well as its expectations regarding the individual banks’ Pillar 2 guidance, and the dates of entry into force.
Decisions on Pillar 2 requirements
| Name of bank | Date of Finanstilsynet's publication of Pillar 2 requirement | Date of entry into force of Pillar 2 requirement | Pillar 2 requirement in per cent of risk-weighted assets | Pillar 2 requirement to be covered by CET1 capital | Finanstilsynet's expectation regarding Pillar 2 guidance | Temporarily increase in capital requirement |
|---|---|---|---|---|---|---|
| Næringsbanken ASA | 26.09.2023 | 30.11.2023 | 6,0 | 6,00 | Temporarily | |
| Sparebanken Øst | 21.09.2023 | 30.09.2023 | 1,1 | 0,62 | 1,00 | |
| Brage Finans AS | 10.07.2023 | 31.08.2023 | 1,8 | 1,01 | 1,25 | |
| Eika Gruppen AS | 10.07.2023 | 31.08.2023 | 2,3 | 1,29 | 1,00 | |
| Tolga-Os Sparebank | 10.07.2023 | 31.08.2023 | 2,3 | 1,29 | 1,00 | |
| Stadsbygd Sparebank | 10.07.2023 | 31.08.2023 | 2,2 | 1,24 | 1,25 | |
| Rørosbanken Røros Sparebank | 10.07.2023 | 31.08.2023 | 2,8 | 1,58 | 1,25 | |
| Voss Sparebank | 10.07.2023 | 31.08.2023 | 2,3 | 1,29 | 1,25 | |
| Pareto Bank ASA | 10.07.2023 | 31.08.2023 | 3,1 | 1,74 | 1,00 | |
| ASKIM & SPYDEBERG SPAREBANK | 03.07.2023 | 30.06.2023 | 2,7 | 1,52 | 1,00 | |
| SPARESKILLINGSBANKEN | 03.07.2023 | 30.06.2023 | 2,5 | 1,41 | 1,25 | |
| SOKNEDAL SPAREBANK | 22.06.2023 | 30.06.2023 | 2,6 | 1,46 | 1,50 | |
| OSLOFJORD SPAREBANK | 22.06.2023 | 30.06.2023 | 2,8 | 1,58 | 1,00 | |
| SPAREBANK 1 NORDMØRE | 22.06.2023 | 30.06.2023 | 2,2 | 1,24 | 1,50 | |
| OBOS-BANKEN AS | 22.06.2023 | 30.06.2023 | 1,2 | 0,68 | 1,00 | |
| JERNBANEPERSONALETS SPAREBANK | 22.06.2023 | 30.06.2023 | 1,7 | 0,96 | 1,00 | |
| KOMMUNALBANKEN | 13.06.2023 | 30.04.2023 | 2,1 | 1,18 | 1,50 | |
| ØRLAND SPAREBANK | 07.06.2023 | 01.06.2023 | 3,1 | 3,10 | Temporarily | |
| NIDAROS SPAREBANK | 12.06.2023 | 30.06.2023 | 2,8 | 1,58 | 1,25 | |
| BJUGN SPAREBANK | 12.06.2023 | 31.03.2023 | 2,3 | 1,29 | 1,00 | |
| GRUE SPAREBANK | 12.06.2023 | 31.03.2023 | 2,1 | 1,18 | 1,50 | |
| SKUDENES & AAKRA SPAREBANK | 12.06.2023 | 31.03.2023 | 1,7 | 0,96 | 1,10 | |
| SPAREBANK 1 RINGERIKE HADELAND | 12.06.2023 | 31.03.2023 | 1,6 | 0,90 | 1,00 | |
| SUNNDAL SPAREBANK | 12.06.2023 | 31.03.2023 | 2,5 | 1,41 | 1,25 | |
| SØGNE & GREIPSTAD SPAREBANK | 12.06.2023 | 31.03.2023 | 2,5 | 1,41 | 1,50 | |
| TOTENS SPAREBANK | 12.06.2023 | 31.03.2023 | 1,5 | 0,84 | 1,00 | |
| TRØNDELAG SPAREBANK | 12.06.2023 | 24.03.2023 | 2,6 | 2,60 | ||
| FANA SPAREBANK | 12.06.2023 | 01.02.2023 | 2,1 | 2,10 | 1,00 | |
| NORDEA FINANS NORGE AS | 23.12.2022 | 01.01.2023 | 1,8 | 1,01 | 1,00 | |
| NORDEA EIENDOMSKREDITT AS | 23.12.2022 | 01.01.2023 | 1,5 | 0,84 | 1,25 | |
| NORDEA FINANCE EQUIPMENT AS | 23.12.2022 | 01.01.2023 | 2,1 | 1,18 | 1,00 | |
| SANTANDER CONSUMER BANK AS | 23.12.2022 | 01.01.2023 | 2,7 | 1,52 | 1,50 | |
| DNB BANK ASA | 14.11.2022 | 31.12.2022 | 2,1 | 1,18 | 1,50 | |
| ROMERIKE SPAREBANK | 12.06.2023 | 31.10.2022 | 2,8 | 2,80 | ||
| AGDER SPAREBANK | 12.06.2023 | 23.06.2022 | 2,6 | 2,60 | ||
| HJARTDAL OG GRANSHERAD SPAREBANK | 09.06.2022 | 31.05.2022 | 2,2 | 2,20 | ||
| EIDSBERG SPAREBANK | 09.06.2022 | 31.05.2022 | 2,5 | 2,50 | ||
| SKAGERRAK SPAREBANK | 09.06.2022 | 31.05.2022 | 2,7 | 2,70 | ||
| ETNEDAL SPAREBANK | 09.06.2022 | 31.05.2022 | 2,8 | 2,80 | ||
| SPAREBANK 1 LOM OG SKJÅK | 09.06.2022 | 31.05.2022 | 2,5 | 2,50 | ||
| SPAREBANKEN DIN | 19.05.2022 | 30.05.2022 | 2,0 | 2,00 | ||
| SELBU SPAREBANK | 19.05.2022 | 31.05.2022 | 2,9 | 2,90 | ||
| AASEN SPAREBANK | 19.05.2022 | 31.05.2022 | 2,6 | 2,60 | ||
| HALTDALEN SPAREBANK | 16.05.2022 | 31.05.2022 | 3,6 | 3,60 | ||
| JÆREN SPAREBANK | 04.05.2022 | 10.05.2022 | 1,9 | 1,90 | ||
| TINN SPAREBANK | 04.05.2022 | 10.05.2022 | 2,7 | 2,70 | ||
| SPAREBANK 1 GUDBRANDSDAL | 02.05.2022 | 30.04.2022 | 2,7 | 2,70 | ||
| SPAREBANKEN VEST | 02.05.2022 | 30.04.2022 | 1,5 | 1,50 | 1,25 | |
| SPAREBANK 1 SR-BANK ASA | 02.05.2022 | 30.04.2022 | 1,6 | 1,60 | 1,25 | 0,5 |
| SPAREBANK 1 SMN | 28.04.2022 | 30.04.2022 | 1,9 | 1,90 | 1,25 | 0,7 |
| SPAREBANK 1 NORD-NORGE | 28.04.2022 | 30.04.2022 | 1,5 | 1,50 | 1,00 | |
| SPAREBANKEN MØRE | 28.04.2022 | 30.04.2022 | 1,7 | 1,70 | 1,25 | |
| SPAREBANK 1 ØSTLANDET | 28.04.2022 | 30.04.2022 | 1,8 | 1,80 | 1,00 | |
| MARITIME & MERCHANT BANK ASA | 28.04.2022 | 30.04.2022 | 6,0 | 6,00 | ||
| SPAREBANKEN SØR | 27.04.2022 | 30.04.2022 | 1,7 | 1,70 | 1,00 | |
| SPAREBANK 1 HELGELAND | 27.04.2022 | 30.04.2022 | 2,2 | 2,20 | ||
| VEKSELBANKEN(VOSS VEKSEL- OG LANDMANDSBANK ASA) | 27.04.2022 | 30.04.2022 | 2,0 | 2,00 | ||
| SKUE SPAREBANK | 27.04.2022 | 30.04.2022 | 2,6 | 2,60 | ||
| AURSKOG SPAREBANK | 20.04.2022 | 30.04.2022 | 2,7 | 2,70 | ||
| HEGRA SPAREBANK | 20.04.2022 | 30.04.2022 | 2,4 | 2,40 | ||
| LANDKREDITT BANK AS | 20.04.2022 | 30.04.2022 | 2,2 | 2,20 | ||
| LANDKREDITT SA | 20.04.2022 | 30.04.2022 | 2,2 | 2,20 | ||
| LARVIKBANKEN - DIN PERSONLIGE SPAREBANK | 20.04.2022 | 30.04.2022 | 2,2 | 2,20 | ||
| ODAL SPAREBANK | 20.04.2022 | 30.04.2022 | 2,8 | 2,80 | ||
| ORKLA SPAREBANK | 20.04.2022 | 30.04.2022 | 2,0 | 2,00 | ||
| SOGN SPAREBANK | 20.04.2022 | 30.04.2022 | 3,0 | 3,00 | ||
| HJELMELAND SPAREBANK | 08.04.2022 | 30.04.2022 | 2,5 | 2,50 | ||
| HAUGESUND SPAREBANK | 08.04.2022 | 30.04.2022 | 2,4 | 2,40 | ||
| KVINESDAL SPAREBANK | 06.04.2022 | 30.04.2022 | 2,6 | 2,60 | ||
| ARENDAL OG OMEGNS SPAREKASSE | 23.03.2022 | 31.03.2022 | 2,6 | 2,60 | ||
| SPAREBANK 1 SØRØST-NORGE | 12.06.2023 | 03.03.2022 | 2,5 | 2,50 | ||
| KOMMUNALBANKEN AS | 07.07.2021 | 30.09.2021 | 2,2 | 2,20 | 1,50 | |
| SANDNES SPAREBANK | 03.03.2021 | 30.06.2020 | 2,1 | 2,10 | ||
| BOLIGBANKEN ASA | 12.06.2023 | 18.08.2021 | 4,0 | 4,00 | ||
| SPAREBANK 1 NORDMØRE | 12.06.2023 | 03.05.2021 | 2,7 | 2,70 | ||
| LEA BANK AS | 12.06.2023 | 01.10.2020 | 6,5 | 6,50 | ||
| LINDORFF CAPITAL AS | 19.06.2020 | 30.09.2020 | 3,9 | 3,90 | ||
| LOWELL FINANS AS | 19.06.2020 | 30.09.2020 | 4,0 | 4,00 | ||
| TYSNES SPAREBANK | 19.06.2020 | 30.09.2020 | 3,5 | 3,50 | ||
| OBOS-BANKEN AS | 18.06.2020 | 30.09.2020 | 2,4 | 2,40 | ||
| SPAREBANKEN ØST | 08.06.2020 | 30.09.2020 | 1,8 | 1,80 | ||
| ROMSDAL SPAREBANK | 08.06.2020 | 30.09.2020 | 2,1 | 2,10 | ||
| BN BANK ASA | 08.06.2020 | 30.06.2020 | 2,6 | 2,60 | ||
| SPAREBANK 68 GRADER NORD | 12.06.2023 | 01.07.2020 | 2,0 | 2,00 | ||
| MYBANK ASA | 05.06.2020 | 30.09.2020 | 6,6 | 6,60 | NOK 30 million (effective 31.12.2022) | |
| HØLAND OG SETSKOG SPAREBANK | 20.05.2020 | 30.06.2020 | 3,2 | 3,20 | ||
| SPAREBANK 1 HALLINGDAL VALDRES | 03.03.2020 | 31.03.2020 | 2,3 | 2,30 | ||
| MELHUS SPAREBANK | 03.03.2020 | 31.03.2020 | 2,3 | 2,30 | ||
| GRONG SPAREBANK | 03.03.2020 | 31.03.2020 | 2,0 | 2,00 | ||
| SPAREBANKEN SOGN OG FJORDANE | 07.02.2020 | 31.03.2020 | 1,7 | 1,70 | ||
| STOREBRAND BANK ASA | 31.01.2020 | 31.03.2020 | 1,3 | 1,30 | ||
| KLP BANKEN AS | 20.12.2019 | 31.12.2019 | 1,5 | 1,50 | ||
| SG FINANS AS | 18.12.2019 | 31.12.2019 | 1,5 | 1,50 | ||
| BIEN SPAREBANK ASA | 11.12.2019 | 31.12.2019 | 2,7 | 2,70 | ||
| VOLKSWAGEN MØLLER BILFINANS AS | 15.08.2019 | 31.12.2019 | 1,6 | 1,60 | ||
| SPAREBANK 1 ØSTFOLD AKERSHUS | 04.06.2019 | 30.06.2019 | 1,7 | 1,70 | ||
| SPAREBANKEN NARVIK | 29.05.2019 | 30.06.2019 | 2,1 | 2,10 | ||
| INSTABANK ASA | 07.05.2019 | 30.06.2019 | 6,2 | 6,20 | ||
| MORROW BANK ASA | 07.05.2019 | 30.06.2019 | 6,5 | 6,50 | ||
| ANDEBU SPAREBANK | 11.03.2019 | 30.06.2019 | 2,2 | 2,20 | ||
| NORDIC CORPORATE BANK ASA | 12.06.2023 | 28.05.2019 | 6,0 | 6,00 | ||
| FLEKKEFJORD SPAREBANK | 14.01.2019 | 31.03.2019 | 2,5 | 2,50 | ||
| SOKNEDAL SPAREBANK | 21.12.2018 | 31.12.2018 | 2,9 | 2,90 | ||
| JERNBANEPERSONALETS SPAREBANK | 10.12.2018 | 31.12.2018 | 1,3 | 1,30 | ||
| BRAGE FINANS AS | 21.11.2018 | 31.03.2019 | 2,6 | 2,60 | ||
| VERD BOLIGKREDITT AS | 30.10.2018 | 31.12.2018 | 0,9 | 0,90 | ||
| NIDAROS SPAREBANK | 03.10.2018 | 31.12.2018 | 2,9 | 2,90 | ||
| EIKA GRUPPEN AS | 27.09.2018 | 31.12.2018 | 1,9 | 1,90 | ||
| SPARESKILLINGSBANKEN | 10.04.2018 | 30.06.2018 | 2,3 | 2,30 | ||
| OSLOFJORD SPAREBANK | 04.04.2018 | 30.06.2018 | 3,1 | 3,10 | ||
| KRAFT BANK ASA | 12.06.2023 | 23.05.2018 | 8,0 | 8,00 | ||
| EIENDOMSKREDITT AS | 16.02.2018 | 31.03.2018 | 1,3 | 1,30 | ||
| FOLKEFINANS AS | 31.01.2018 | 31.03.2018 | 5,6 | 5,60 | ||
| APRILA BANK ASA | 12.06.2023 | 08.03.2018 | 4,0 | 4,00 | ||
| ASKIM & SPYDEBERG SPAREBANK | 06.12.2017 | 31.12.2017 | 2,3 | 2,30 | ||
| SPAREBANK 1 BOLIGKREDITT AS | 29.11.2017 | 31.12.2017 | 0,8 | 0,80 | ||
| DRANGEDAL SPAREBANK | 28.11.2017 | 31.12.2017 | 2,2 | 2,20 | ||
| RØROSBANKEN RØROS SPAREBANK | 08.11.2017 | 31.12.2017 | 2,6 | 2,60 | ||
| PARETO BANK ASA | 23.10.2017 | 31.12.2017 | 3,2 | 3,20 | ||
| EIKA KREDITTBANK AS | 09.10.2017 | 30.11.2017 | 2,6 | 2,60 | ||
| EIKA BOLIGKREDITT AS | 04.09.2017 | 30.11.2017 | 0,5 | 0,50 | ||
| NÆRINGSBANKEN ASA | 12.06.2023 | 17.11.2017 | 4,0 | 4,00 | ||
| TOLGA-OS SPAREBANK | 23.08.2017 | 31.08.2017 | 2,8 | 2,80 | ||
| BANK2 ASA | 02.06.2017 | 30.09.2017 | 5,5 | 5,50 | ||
| CULTURA SPAREBANK | 16.11.2016 | 31.12.2016 | 4,5 | 4,50 | ||
| STADSBYGD SPAREBANK | 16.11.2016 | 31.12.2016 | 3,1 | 3,10 |